Website Terms and Conditions of Use

These terms explain your rights and responsibilities when using our website and services. Please read them carefully before proceeding.

March 16, 2026

Acceptance of Terms

By accessing or using this website, you indicate that you accept these terms in full. If you do not agree to these terms, please do not use this site or associated services. These terms may be updated from time to time, so please review regularly.

Definitions

Some words in these terms have particular meanings:

• “Site” means the novirethoria.sbs website and all content found within it.
• “Services” covers financial planning, reviews, and consultations provided by our team.
• “User” refers to anyone who accesses our website or enquires about our services.
• “Content” includes all text, images, and materials found on this site.

Service Usage and Site Access

You may use our website and services for legitimate, personal purposes only. Misuse, or use for unlawful activity, is strictly prohibited.

Eligibility

To use our services or request a consultation, you must confirm you are at least 18 years of age and legally capable of entering agreements.

Our services are designed only for individual clients in the UK.

Your Responsibilities

When using our website or services, you agree to the following:

• Provide accurate, complete information as requested.
• Notify us promptly of any errors or changes to your details.
• Keep login and personal information confidential, where applicable.
• Use the site in accordance with these terms and the law.

Prohibited Uses

You must not misuse our site or services in any of these ways:

• Engaging in unlawful, harmful, or offensive activities.
• Attempting unauthorised access to site data or systems.
• Transmitting viruses, malicious code, or harmful materials.
• Using the site for spamming, phishing, or marketing without consent.
• Reproducing, distributing, or modifying site content without written consent.

Intellectual Property Rights

All intellectual property on this website—including content design, trademarks, and branding—remains the property of Novirethoria or our licensors. You may not copy, reproduce, or use site content except as allowed by law or with explicit written permission. Unauthorised use may result in legal action.

User-Generated Content

You may send or upload content in connection with service requests. You remain responsible for the accuracy and legality of such content.

Your Privacy Rights and Policy

All personal data is handled strictly in accordance with our Privacy Policy. Please see details on handling, storage, and your data rights. Privacy Policy

Important Disclaimers and Limitations

The website is for general information and does not represent specific advice. Service use is at your own discretion and risk.

Limitations of Liability

To the extent permitted by law, Novirethoria and its team are not liable for direct, indirect, or consequential losses arising from use of the site or services.

Indemnification

You agree to indemnify Novirethoria for any loss, liability, or expense resulting from your breach of these terms or misuse of site/services.

Dispute Resolution Process

If a dispute arises from these terms, please contact us to resolve it promptly. We prefer amicable solutions.

Governing Law and Jurisdiction

These terms are governed by UK law. Any dispute is subject to the exclusive jurisdiction of UK courts.

Termination

We may suspend access or terminate services for breach of these terms. Users are informed in advance when feasible.

Changes

Terms may be changed at any time; changes take effect from publication date. Please review regularly.

Severability

If a term is found invalid, it does not affect validity of other terms, which remain fully in effect.

Entire Agreement

These terms represent the complete agreement between us. Previous versions are superseded by this statement.

Contact For Terms Questions

We welcome your questions about these terms and aim to respond quickly to all service-related queries.